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Insurance and Benefits

Click to Learn More About These Available Policies:

DENTAL COVERAGE LIKE WHEN YOU WERE WORKING

Dental Options: ASBA offers several dental plan options for any budget. Click to compare plan details and find the right plan for you based on your needs and your location.

OR CALL 1-877-810-6334 Mon-Fri 8am-5pm CT

VISION COVERAGE WITH A CLEAR DIFFERENCE

  • Choose from thousands of eye doctors nationwide.
  • One-stop convenience for eye exams and eyewear, your local Walmart included.
  • Great Benefits and Low Copays:
    • WellVision Exam covered every 12 months with a $15 copay.
    • Prescription Eyeglasses with a $25 copay.
    • Frames covered every 24 months
      • $150 allowance on wide selection of frames
      • $170 allowance for featured brands
      • 20% savings on amount over allowance
    • Lenses covered every 12 months.
      • Single vision, lined bifocal & lined trifocal lenses
      • 100% coverage on Progressive lenses
      • 20-25% saving on non-covered lens enhancements such as anti-reflective and UV coating
    • Contact Lens Exam covered every 12 months (instead of eyeglasses).
    • 20% savings on additional glasses and sunglasses.

MEDICAL TRANSPORT SERVICES

One ride to the hospital could cost you thousands of dollars out of pocket, and air transport could add up to $50,000 or more. Protect yourself with a Medical Transportation membership.

Best-in-class emergency transportation coverage from Medical Air Services Association (MASA), available 24/7 at home or while traveling. It provides transportation of you, your spouse, children, grandchildren, even pets and vehicles at no additional cost. More complete coverage than competitors. No premiums, deductibles or other hassles. Pay once and you’re covered!

EASY ISSUE LIFE POLICY

This plan can give you the peace of mind of protecting your family from the high cost of final expenses.

Advantages include:
• No medical exam or lab tests
• No decrease in coverage due to age or health

OR CALL 1-877-810-6334 Mon-Fri 8am-5pm CT

LIBERTY MUTUAL CAR INSURANCE

Save on auto and home insurance from Liberty Mutual
Personalized service and special savings from a company that has been helping people live safer, more secure lives since 1912. For a free coverage evaluation and no-obligation rate quote, contact our Direct Response Center at 1-888-412-3727 or click the button below.

LONG TERM CARE INSURANCE

A Long-Term Care insurance policy can ease the financial burden on your loved ones. Save your family thousands of dollars, helping to protect your life savings and reduce the stress on your spouse and children. 

Long-term care services not typically covered by Medicare include:
• A skilled nursing facility after 100 days
• Bathing
• Dressing
• Transferring to and from a bed or chair
• Eating
• Personal hygiene

Long-term care today can cost $75,000 a year or more. The sooner you plan, the better your chances of avoiding financial challenges later.

OR CALL 1-877-810-6334 Mon-Fri 8am-5pm CT

HOME HEALTHCARE INSURANCE

If you’re like most people sidelined by an accident or health issue, you’d prefer to recover in the comfort of your own home. Home healthcare, which costs less and can be just as effective as care in a hospital or skilled nursing facility, is not always covered by standard health insurance. A Home Healthcare plan gives you the flexibility to choose the type of care that’s right for you.

Costs for hospital stays and for at-home and nursing facility recovery can be devastating. Even those who lead a healthy lifestyle may be at risk for an unexpected health issue requiring therapy and rehabilitation. This insurance can help you manage your expenses and preserve your savings. Benefits are paid directly to you or a medical provider that you designate and given in addition to any other health care coverage you may have.

OR CALL 1-877-810-6334 Mon-Fri 8am-5pm CT

MAJOR MEDICAL PLANS

ASBA has teamed up with a trusted national health insurance solution provider, Apollo Health Insurance. From comprehensive medical coverage to wellness programs, these plans are designed to put your health first. 

Apollo can assist ASBA members with navigating options for affordable health insurance and services for those under the age of 65. Click the link below to get quotes or enroll!

HOSPITAL INDEMNITY INSURANCE

It’s no secret that hospital visits can be expensive. However, there are other hospital expenses that can prove costly, as well. These include extended hospital stays, emergency room visits, ambulance transportation and more. That’s why having a supplemental hospital indemnity insurance policy could be a smart financial decision – one that provides additional protection for you and your loved ones.

OR CALL 1-877-810-6334 Mon-Fri 8am-5pm CT

HEARING PLAN

Most insurance plans don’t cover hearing healthcare. This no-cost program provides free hearing consultations and discounts on hearing aids through a nationwide network of hearing professionals.

Benefits include:
• Free annual consultations for you & your immediate family
• One year of free office visits (limit 6)
• Nationwide network of 3,000+ locations
• Discounts on hearing aids, tinnitus options & hearing protection products

OR CALL 1-877-810-6334 Mon-Fri 8am-5pm CT

CANCER/HEART/STROKE INSURANCE

Many advanced treatments that could increase your chances for cancer survival are not available locally. Travel, care, and other out-of-pocket expenses can be overwhelming.

A cancer plan will:
• Pay cash directly to you upon first diagnosis of internal cancer or malignant melanoma
• Be paid at one time in one lump sum, for you to use as you see fit
• Offer an optional heart and stroke rider for additional premium

OR CALL 1-877-810-6334 Mon-Fri 8am-5pm CT

MEDICARE SUPPLEMENT INSURANCE

Medicare doesn’t provide all the health insurance coverage you need. That’s where a Medicare Supplement plan comes in. Also known as Medigap, these insurance plans not only help pay for additional eligible expenses not paid by Medicare, they provide the freedom for you to use your own physician, specialist, and medical facility.

OR CALL 1-877-810-6334 Mon-Fri 8am-5pm CT

FIXED INDEX ANNUITY

If you never want to get jolted by sudden changes in the stock market, then a Fixed Index Annuity may be for you. With this annuity, your income is locked in, with a guaranteed interest rate. Plus there are multiple payout options.

Why a Fixed Index Annuity?
• Protects your investment from downturns
• Enjoy market gains without downside risk
• Offers guaranteed interest rates
• Provides income for your entire lifetime
• Liquidates penalty-free for Confinement, Terminal Illness and Home Health Care
• From a carrier you know and trust: A+ rated by Standard and Poor’s, in business for over 133 years

OR CALL 1-877-810-6334 Mon-Fri 8am-5pm CT

DISCOUNTS NATIONWIDE

Enjoy savings, right from your computer, at myAMBAdiscounts.com. Retirement is an adventure—why not save money along the way? As a member of the association, you can enjoy exclusive discounts on:

  • Computers
  • Electronics
  • Household Items
  • Entertainment
  • Dining
  • Travel
  • Hotels
  • Rental Cars
  • Flowers
  • And more
Insurance programs offered through ASBA’s licensed insurance partner Association Member Benefits Advisors (AMBA) and Association Member Benefits & Insurance Agency in CA, license #0I96562.

Learn more about benefits available through your association.

Complete this form to have a knowledgeable representative contact you. Some benefits are not available in every state or to every association. Your information will remain confidential.

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By providing your email, you are opting in to receive communications. You may revoke this at any time by selecting the opt-out option on the bottom of electronic communications. You may be contacted by a licensed insurance representative. Limitations and exclusions apply. Please refer to policy details upon further inquiry. Some benefits are not available in every state or to every association.