Illinois Retired Teachers Association

You need dental and vision insurance anyway. Why not buy it from the non-profit organization that makes a difference? A portion of proceeds from every sale goes to charities like:

Kidz1stFund, fighting Fanconi Anemia, a blood disease in children.
Cystic Fibrosis Foundation, working to find a cure.
College Scholarship Grant Program, helping to educate America's youth.
Families for Better Care, improving conditions in our nation's nursing homes. 

About Our Dental Insurance:

As a member of American Senior Benefits Association (ASBA), you're eligible for our exclusive dental coverage from United Concordia — an outstanding value at competitive rates. Enroll now and take advantage of this unique plan with no waiting periods. From routine care to costly procedures, plans for individuals and families cover:

  • Cleanings
  • Fillings
  • Crowns
  • Dentures
  • X-rays
  • Oral Surgery
  • Root canals
  • And more

Why wait for the next enrollment period? Get the coverage you need.

ENROLL ONLINE View Plan Details

Dental Coverage Includes:

Preventive Services
100% in network, 80% out-of-network

  • Exams
  • X-Rays
  • Cleanings
  • Flouride Treatments
  • Sealants

Basic Restorative Services
60% in network, 50% out-of-network

  • Fillings
  • Endodontics (root-canals)
  • Simple Extractions
  • General Anesthesia

Major Restorative
50% in network, 40% out-of-network

  • Periodontics (gum-disease)
  • Crowns
  • Bridges
  • Dentures
  • Complex Oral Surgery

Annual Plan Maximum: $2000.00 not applicable to preventive services (per person)

Annual Plan Deductible: $50.00 Not applicable to preventive services (per person)

Implants: Discounts available at select participating provider locations


OR CALL 1-866-251-8517 Mon-Fri 9AM-4PM Eastern

About Our Vision Insurance:

ASBA’s vision insurance starts at about $10 a month, and is provided by a carrier you know and trust: VSP.  Without coverage, an eye exam and glasses cost about $450. So having a vision policy can pay for itself. Plans include:

  • Low monthly rates
  • Big savings on frames
  • Contacts are covered
  • Discounts on additional glasses & sunglasses
  • Option to add a spouse or dependents

ENROLL ONLINE View Plan Details

Vision Coverage Includes:

What the Plan Pays At a VSP Choice Network Provider At an Out-of-Network Provider
Annual Exam Covered in full Up to $45
Single Vision lenses Covered in full Up to $30
Bifocal Lenses Covered in full Up to $50
Trifocal Lenses Covered in full Up to $65
Standard Progressive Lenses Covered in full Up to $50
Frames $150 allowance Up to $70
Contacts (elective) $100 allowance Up to $85

Copays: $5 for exams and $30 for materials.

Benefit Frequencies: You get an exam, lenses and frames every 12 months.

This above coverage information is for the Best Plan. To see the rates for other vision plans, check out the Enrollment page.


OR CALL 1-866-251-8517 Mon-Fri 9AM-4PM Eastern


ABOUT ASBA: Since 1987, American Senior Benefits Association (ASBA) has been helping seniors live successfully, while providing funding to important charitable organizations. ASBA serves seniors like you, whether working or retired, with guidance and programs on health, wealth, travel and more. ASBA supports more than 700,000 members across the U.S. Our mission is to serve. As a 501(c)(3) charitable organization, we've raised more than $1.75 million since 2011 for Cystic Fibrosis, Autism, Fanconi Anemia, and other causes. What’s in it for you? ASBA saves members an average of 44% on dental insurance and 20-30% on vision insurance. You win. And the charities win.