Illinois Retired Teachers Association

DENTAL COVERAGE COULD PROTECT A LOT MORE THAN YOUR TEETH

Besides the usual dental challenges that come with aging, recent studies show how oral health can relate to heart problems, diabetes, osteoporosis, and Alzheimer's disease. More the reason to get coverage sooner than later.

ENROLL ONLINE

OR CALL 1-866-251-8517 Mon-Fri 9AM-4PM Eastern

ENROLL NOW FOR DENTAL COVERAGE YOU WON'T FIND ANYWHERE ELSE.

As a member of American Senior Benefits Association (ASBA), you're eligible for our exclusive dental coverage from United Concordia — an outstanding value at competitive rates. Enroll now and take advantage of this unique plan with no waiting periods. From routine care to costly procedures, plans for individuals and families cover:

  • Cleanings
  • Fillings
  • Crowns
  • Dentures
  • X-rays
  • Oral Surgery
  • Root canals
  • And more

Why wait for the next enrollment period? Get the coverage you need.

ENROLL ONLINE View Plan Details

Dental Coverage Includes:

Preventive Services
100% in network, 80% out-of-network

  • Exams
  • X-Rays
  • Cleanings
  • Flouride Treatments
  • Sealants

Basic Restorative Services
60% in network, 50% out-of-network

  • Fillings
  • Endodontics (root-canals)
  • Simple Extractions
  • General Anesthesia

Major Restorative
50% in network, 40% out-of-network

  • Periodontics (gum-disease)
  • Crowns
  • Bridges
  • Dentures
  • Complex Oral Surgery

Annual Plan Maximum: $2000.00 not applicable to preventive services (per person)

Annual Plan Deductible: $50.00 Not applicable to preventive services (per person)

Implants: Discounts available at select participating provider locations

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A VISION PLAN COULD SAVE YOU HUNDREDS OF DOLLARS. NOT TO MENTION YOUR LIFE.

Eyecare is essential to your overall health and wellbeing. In fact, a simple eye exam could reveal symptoms of anything from aneurysms to liver disease. Our low group rates and easy co-pays make vision coverage a no-brainer.

ENROLL ONLINE

OR CALL 1-866-251-8517 Mon-Fri 9AM-4PM Eastern

VISION COVERAGE WITH A CLEAR DIFFERENCE

Without coverage, the average eye exam and glasses cost $450. A vision plan from VSP will protect your finances as well as your health. Thousands of experienced eye doctors are ready to meet all your vision and eyewear needs. Plans include:

  • Low monthly rates, with the flexibility to include a spouse or dependent
  • Big savings on frames
  • Easy co-pays
  • Contacts are covered
  • Discounts on additional glasses & sunglasses

Take advantage of this opportunity to take care of your vision and health in general. Get the coverage you deserve.

ENROLL ONLINE View Plan Details

Vision Coverage Includes:

What the Plan Pays At a VSP Choice Network Provider At an Out-of-Network Provider
Annual Exam Covered in full Up to $45
Single Vision lenses Covered in full Up to $30
Bifocal Lenses Covered in full Up to $50
Trifocal Lenses Covered in full Up to $65
Standard Progressive Lenses Covered in full Up to $50
Frames $150 allowance Up to $70
Contacts (elective) $100 allowance Up to $85

Copays: $5 for exams and $30 for materials.

Benefit Frequencies: You get an exam, lenses and frames every 12 months.

This above coverage information is for the Best Plan. To see the rates for other vision plans, check out the Enrollment page.

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NOT A MEMBER OF ASBA YET? JOIN NOW - IT'S FREE! » Join ASBA

AMERICAN SENIOR BENEFITS ASSOCIATION

Since 1987, Americans 50 and better have trusted The American Senior Benefits Association (ASBA) to meet their immediate and long-term needs. We have more than 50 programs and benefits to serve you, whether you're working full time, caring for children or parents, or semi- or fully retired and looking for guidance and support regarding wealth, health, travel and more.

ASBA serves more than 700,000 members across all states. Our members rely on us for thoughtful, effective ways to enhance their financial, physical and mental health. We're continuously researching, developing and sharing the most current, relevant information possible to address the various aspects of their lifestyles and professional lives.

An agenda-free alternative to the other associations, ASBA is here to inform rather than endorse. Our membership is free; our benefits, programs, and educational content are exceptional; and our mission to serve others extends beyond business as usual. A 501(c)(3) charitable organization, we've raised more than $1.75 million since 2011 for Cystic Fibrosis, Autism, Fanconi Anemia, and other causes.

Our first priority? To make sure you have the benefits you need. In addition to offering affordable health and life insurance, ASBA saves members an average of 44% on dental insurance and 20-30% on vision. Why wait? ASBA has you covered.