Illinois Retired Teachers Association

You need dental and vision insurance anyway. Why not buy it from the non-profit organization that makes a difference? A portion of proceeds from every sale goes to charities like:

Kidz1stFund, fighting Fanconi Anemia, a blood disease in children.
Cystic Fibrosis Foundation, working to find a cure.
College Scholarship Grant Program, helping to educate America's youth.
Families for Better Care, improving conditions in our nation's nursing homes. 

About Our Dental Insurance:

As a member of American Senior Benefits Association (ASBA), you're eligible for our exclusive dental coverage from Ameritas with immediate access to over 350 dental procedures. An oustanding value at competitive rates, even implants - rarely covered by other plans - are included. Enroll now and take advantage of this unique plan with no waiting periods. From routine care to costly procedures, plans for individuals and families cover:

  • Implants
  • Cleanings
  • Fillings
  • Crowns
  • Dentures
  • X-rays
  • Oral Surgery
  • Root canals
  • And more

Why wait for the next enrollment period? Get the coverage you need.

ENROLL ONLINE View Plan Details

Dental coverage for over 350 procedures, including:

Type 1
100% coinsurance in network

  • Routine Exam
  • Routine Cleaning
  • Bitewing X-rays (4 images)
  • Panoramic X-rays

Type 2

  • Fillings (2 surface amalgam) - $86.00
  • Fillings (2 surface resin) - $104.00
  • Denture Repair (maxillary) - $86.00

Type 3

  • Crowns (full cast noble metal) - $291.00
  • Crown Repair - $56.00
  • Root Canal (premolar) - $237.00
  • Implant (endosteal) - $979.00
  • Denture (maxillary) - $358.00
  • Extractions (simple) - $36.00
  • General Anesthesia - $42.00

Annual Plan Maximum: $5000.00 per calendar year

Annual Plan Deductible: $20.00 /visit

These charts show just a sampling of the benefits covered. Your plan will provide you paid benefits for over 350 Dental procedures. *You and your family members may visit any licensed dentist. However, in most cases you will receive the greatest out of pocket savings if you see an in-network PPO provider. When choosing to see an out- of- network provider, you will likely pay the highest out-of-pocket expenses and be balanced billed. Rates are guaranteed through September 2022.

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About Our Vision Insurance:

ASBA’s vision insurance starts at about $10 a month, and is provided by a carrier you know and trust: VSP.  Without coverage, an eye exam and glasses cost about $450. So having a vision policy can pay for itself. Plans include:

  • Low monthly rates
  • Big savings on frames
  • Contacts are covered
  • Discounts on additional glasses & sunglasses
  • Option to add a spouse or dependents

ENROLL ONLINE View Plan Details

Vision Coverage Includes:

What the Plan Pays At a VSP Choice Network Provider At an Out-of-Network Provider
Annual Exam Covered in full Up to $45
Single Vision lenses Covered in full Up to $30
Bifocal Lenses Covered in full Up to $50
Trifocal Lenses Covered in full Up to $65
Standard Progressive Lenses Covered in full Up to $50
Frames $150 ($170 on featured frame) Up to $70
Contacts (elective) Up to $150 Up to $105
Contacts (medically necessary) Covered in full Up to $210

Copays: $15 for exams and $25 for materials. No co-pay for contact lenses.

Benefit Frequencies: You get an exam and lenses every 12 months. Frames are available every 24 months.

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NOT A MEMBER OF ASBA YET? JOIN NOW - IT'S FREE! ยป Join ASBA


ABOUT ASBA: Since 1987, American Senior Benefits Association (ASBA) has been helping seniors live successfully, while providing funding to important charitable organizations. ASBA serves seniors like you, whether working or retired, with guidance and programs on health, wealth, travel and more. ASBA supports more than 700,000 members across the U.S. Our mission is to serve. As a 501(c)(3) charitable organization, we've raised more than $1.75 million since 2011 for Cystic Fibrosis, Autism, Fanconi Anemia, and other causes. What’s in it for you? ASBA saves members an average of 44% on dental insurance and 20-30% on vision insurance. You win. And the charities win.