The American Senior Benefits Association® is a 501(c) (3) charitable association that offers education and quality member benefits for today's 50 & better. Join for FREE.


The American Senior Benefits Association® (ASBA®) is a non-for-profit organization focused on advocacy and education for men and women age 50 and above. ASBA exists to give folks a free and fresh alternative to the other 50+ associations. Our programs are designed to give our members an individualized way to participate – meaning that our members have the freedom to use our benefits as they see fit, and not pay for benefits they do not use. We are a national association with over 700,000 members, and we are growing rapidly. With a solid history as a trusted resource for its members and partners, ASBA offers first class educational and consumer programs designed exclusively for its members.



Plenty, especially considering membership is FREE. While other 50+ focused associations may require membership dues, ASBA does not. As an ASBA member, you'll receive exclusive access to valuable programs and offers, including:

  • Education and news that relate to YOUR life
  • Scholarship grants for your children and grandchildren
  • Discounts on health, lifestyle and financial services
  • Members-only emails and special promotions
  • Exclusive savings on worldwide vacations with ASBA Travel

And more importantly, as ASBA grows, so will your membership benefits. We're constantly looking to bring you programs that will make your life easier. We urge you to read the information provided in this website so you can begin taking advantage of the wonderful programs waiting for you. It's very simple and completely your decision. Enjoy your membership!


"The organization was no cost and I wasn't being sold anything... From good, honest information to discounts on products and services, I felt right away that this was an organization that had something to offer."

-Al Norton, ASBA member since 2009



Sr. President and Chairman of the Board

Bill Hill, Sr. served on the American Small Businesses Association Board for the past 15 years, and now continues to serve on our new evolution of ASBA, the American Senior Benefits Association. Mr. Hill currently serves as the Board President and Chief Executive Officer. The refocusing of ASBA is one of his biggest contributions, which now allows ASBA to serve an even larger demographic of Americans.

His robust range of professional and philanthropic experience serves as a tremendous platform for Mr. Hill's role at ASBA. His background began in education as the Director of Guidance and Psychology at Oklahoma City Public Schools. His educational background then led him to the technology industry, where Mr. Hill worked for IBM, developing educational testing programs. Following his work at IBM, Mr. Hill then launched the publicly held Educational Development Corporation, further utilizing his educational and technological experience.

Upon retirement, Mr. Hill's career continued to evolve to serve the senior market. Mr. Hill built a retirement center and motel in Tulsa, Oklahoma whose mission was to create a positive, active and healthy environment for its tenants. In addition, he also spent an additional 15 years managing several nursing homes in Texas where the priority also was to create and maintain healthy, active environments for seniors. Mr. Hill also owns several entrepreneurial businesses in the United States. Mr. Hill also spends time participating in and promoting the national homing pigeon community through his affiliation with the World of Wings.

Mr. Hill holds a B.A. from Oklahoma Baptist University and an M.A. from Oklahoma University, where he also completed partial doctorate coursework. He also attended Northwestern University's National Testing Program, as well as the Stanford Executive Program at Stanford University.

Mr. Hill also served as Sergeant First Class in the United States Army during the Korean War.



Mr. Giamba recently joined the American Senior Benefits Association as a Director in January 2011. He brings over 40 years of professional experience to ASBA in the partnership marketing area.

Most recently Mr. Giambra worked for Great American Financial Resources out of Austin, Texas as the Executive Vice President of Marketing for the Supplemental Benefits Group Division, which focused primarily on serving the Senior market. Prior to that, he served as the Executive Vice President of Marketing for Ceres Group out of Strongsville, OH. Mr Giambra also was a Financial Advisor with Wachovia, which is now Wells Fargo.

Mr. Giambra holds a B.S. Degree in Business from Rochester Institute of Technology in Rochester, NY. He also holds the insurance designations of CLU, ChFC and RHU.

Mr. Giambra will serve as a vital resource to ASBA as a seasoned advisor to ASBA's growing benefit platform, marketing and endorsement strategy and overall value of the member benefit experience.



Ms. Benegas joined the American Senior Benefits Association Board as a Director in 2013. She brings over 10 years of marketing and sales experience to ASBA.

Currently, Ms. Benegas is a Senior Marketing Manager at BMO Harris Bank where she is responsible for strategic marketing programs for the firm's middle market business within the commercial bank. Prior to this role, Olga spent 9 years at J.P. Morgan Chase.

Additionally, Ms. Benegas functioned as an Advertising Account Executive, servicing high-profile clients such as General Mills, Land O'Lakes and Energizer at various advertising agencies.

Ms. Benegas holds a B.A. from DePaul University.


Secretary, Treasurer, and Executive Director

Ms. Philbin joined the the American Senior Benefits Association Board as a Director in 2007. She brings over 20 years of marketing, sales and organizational experience to ASBA.

Ms. Philbin began her professional career serving associations and non-profits while with the Freeman Companies. Ms. Philbin also has extensive marketing and product development experience through her years in the advertising and marketing industry in Chicago, where she spent time developing programs for many high-profile clients including Sony Electronics and Discover Financial Services, Sears and more. Her role incorporated expertise within brand advertising, sweepstakes, promotions and sponsorships within the entertainment, sports, multi-cultural and general consumer categories. From there, Ms. Philbin expanded into the financial services sector, working with Zurich North America and JPMorgan Chase as Vice President for the Life and Annuity division. Ms. Philbin was responsible for all marketing within the Institutional, Corporate, Research and Small Business divisions.

Ms. Philbin holds a B.A. from Northern Illinois University.


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